Whole Life Insurance As An Investment

Is Whole Life Insurance A Good Investment

Whole life insurance as an investment can have many pros and cons. Whole life insurance can be used as an investment option for financial planning because it accrues cash value over time, making it a safe investment in the long-run. Since whole life is permanent, it guarantees that the death benefit … [Continue Reading]

Limited Payment Life Insurance

Limited Payment Life Insurance

The provisions of limited whole life insurance, also known as limited payment life insurance, are similar to those of standard whole life policies, but the premiums are guaranteed to stop when the insured person reaches 65 years of age. The policy is permanent and the death benefit remains in force … [Continue Reading]

Modified Life Insurance

Modified Life Insurance

Traditional term life insurance offers cheap monthly premium payments when you are young, healthy, and low-risk. However, as you age, your rates on a renewal policy will increase. With modified life insurance, there are several available payment options, which means you may choose to start with low … [Continue Reading]

Single Premium Life Insurance

Single Premium Life Insurance

In the mid-20th century, many people looked at whole life insurance as a long term investment as well as a way to provide financial protection for their families. Cheap term life insurance rates made it an attractive alternative and the investment value of whole life insurance was overlooked. Not … [Continue Reading]

Life Insurance For Children

Life Insurance For Children

For many people, the idea of buying life insurance for children is taboo: no one wants to think about the death of their child. Despite the emotional nature of the subject, there are reasons for and benefits of buying children's life insurance for both the child and the family. Learn more about life … [Continue Reading]

Mortgage Life Insurance

Mortgage Life Insurance

Mortgage life insurance can be complicated with all its terminology and variations, not to mention the other types of life insurance available and their pros and cons to evaluate. There are life insurance policies for adults and children; there is coverage for short periods of time or an entire … [Continue Reading]

Long Term Life Insurance

Long Term Life Insurance

While term life insurance is considered temporary, the term periods can extend from 1 to 20, 25 or 30 years, making term life policies a long term commitment. Although long term life insurance quotes are higher than those for shorter terms, long term rates remain fixed over the life of the insurance … [Continue Reading]

Cheapest Term Life Insurance

Cheap Term Life Insurance

Many families with limited incomes, budget, and assets believe they cannot afford life insurance, even the cheapest term life insurance, or simply don’t need it at all, when the truth is they cannot afford to be without it in the case of a tragedy. If the breadwinner of the family or one of the wage … [Continue Reading]

Best Term Life Insurance Quotes

Best Term Life Insurance Quotes

Everyone wants the best term life insurance quotes, but many consumers are unaware that there are steps they can take to find cheap rates, such as comparing quotes online. By taking the necessary measures to improve their health, diet, lifestyle, and increase their lifespan - all factors life … [Continue Reading]

Life Insurance Rate Quote

Life Insurance Rate Quotes

Nearly everyone should carry life insurance to protect their dependents from the loss of their income or services, or to provide money to cover final expenses like funeral expenses, credit card bills, or mortgage payments. Since no one wants to pay more for life insurance than necessary, using … [Continue Reading]